{"id":2144,"date":"2024-05-12T23:51:08","date_gmt":"2024-05-12T21:51:08","guid":{"rendered":"https:\/\/fida.bipro.net\/what-are-the-requirements-for-a-fida-system-fida-scheme\/"},"modified":"2024-06-03T10:42:01","modified_gmt":"2024-06-03T08:42:01","slug":"what-are-the-requirements-for-a-fida-system-fida-scheme","status":"publish","type":"post","link":"https:\/\/fida.bipro.net\/en\/what-are-the-requirements-for-a-fida-system-fida-scheme\/","title":{"rendered":"What are the requirements for a FiDA system \/ FiDA scheme?"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Features&#8221; _builder_version=&#8221;4.23.1&#8243; custom_padding=&#8221;|0||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row column_structure=&#8221;1_3,2_3&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;https:\/\/fida.bipro.net\/wp-content\/uploads\/2024\/05\/FiDA-System-FiDA-Scheme.png&#8221; alt=&#8221;FiDA-System \/ FiDA-Scheme&#8221; title_text=&#8221;FiDA-System FiDA-Scheme&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<h2>FiDA-System \/ FiDA-Scheme<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><b>Within 18 months<\/b> of the entry into force of the Regulation, <b>data holders and data users<\/b> must become members of one or more &#8220;<b>Financial Data <\/b> <b>Access Schemes<\/b><b>&#8221; <\/b> that regulate access to customer data.<\/p>\n<p><b>Any access<\/b> to data must be carried out in accordance with the rules and modalities of a <b>FIDA Scheme<\/b> to <b>which both the data user and the data holder belong<\/b>.<\/p>\n<p>The data holders and data users organised in a <b>system for the access to financial data<\/b> must:<\/p>\n<ul>\n<li>represent a <strong>significant part<\/strong> of the market<\/li>\n<li>Be open to new stakeholders and treat all stakeholders equally<\/li>\n<li>form joint committees to make decisions for the system<\/li>\n<li>Involve advisory customer and consumer organisations<\/li>\n<li>jointly determine the remuneration that data users must pay to data holders for data access<\/li>\n<li>sich der Aufsicht durch die nationale Aufsichtsbeh\u00f6rde unterwerfen sowie<\/li>\n<li>establish <b>common standards*<\/b> for data and technical interfaces<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p>*If available, <strong>established market standards<\/strong> should be used<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>FiDA-System \/ FiDA-SchemeWithin 18 months of the entry into force of the Regulation, data holders and data users must become members of one or more &#8220;Financial Data Access Schemes&#8221; that regulate access to customer data. Any access to data must be carried out in accordance with the rules and modalities of a FIDA Scheme to [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[30],"tags":[],"class_list":["post-2144","post","type-post","status-publish","format-standard","hentry","category-fida-regulation"],"_links":{"self":[{"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/posts\/2144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/comments?post=2144"}],"version-history":[{"count":6,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/posts\/2144\/revisions"}],"predecessor-version":[{"id":2198,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/posts\/2144\/revisions\/2198"}],"wp:attachment":[{"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/media?parent=2144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/categories?post=2144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/tags?post=2144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}