[et_pb_section fb_built=”1″ admin_label=”Features” _builder_version=”4.23.1″ custom_padding=”|0||0px|false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.23.1″ _module_preset=”default” width=”100%” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_image src=”https:\/\/fida.bipro.net\/wp-content\/uploads\/2023\/10\/wie-soll-fida-funktionieren-2.png” alt=”What is Financial Data Access Regulation” title_text=”how should fida work 2″ align=”center” _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n
CUSTOMER<\/b>: Natural or legal person<\/p>\n
DATA HOLDER:<\/b> Financial <\/span> institution required to grant access to customer data under this Regulation.<\/p>\n DATA USER<\/b> is an entity (financial institution<\/span> or financial information service provider (FISP)) that has lawful access to customer data with the permission of a customer.<\/p>\n CUSTOMER DATA: <\/b>Personal and non-personal information collected, stored and otherwise processed by a financial institution in the normal course of its business with customers, including both information provided by a customer and information that arises as a result of the customer’s interaction with the financial institution.<\/p>\n PERMISSION DASHBOARD<\/b>:<\/b> allows the customer to manage and control access authorizations<\/p>\n DATA USE PERIMETERS<\/b>:<\/b> Information on data use in the provision of financial services and products (insurance, creditworthiness)<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.23.1″ _module_preset=”default” width=”100%” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”2_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n The Data Holder<\/b> shall, upon electronic request from a Customer, make the Customer Data<\/b> available to a Data User<\/b> for the purposes for which the Customer has given its consent to the Data Holder.<\/p>\n The customer data<\/b> will be made available to the data user 1) <\/b> based on generally accepted standards, 2) at least in the same quality as that available to the data owner,<\/b> 3) promptly,<\/b> 4) continuously<\/b> and 5) in real time<\/b>.<\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_image src=”https:\/\/fida.bipro.net\/wp-content\/uploads\/2023\/10\/Wie-soll-FIDA-funktionieren.png” title_text=”How should FIDA work” _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" FiDA schematic diagramCUSTOMER: Natural or legal person DATA HOLDER: Financial institution required to grant access to customer data under this Regulation. DATA USER is an entity (financial institution or financial information service provider (FISP)) that has lawful access to customer data with the permission of a customer. CUSTOMER DATA: Personal and non-personal information collected, stored […]<\/p>\n","protected":false},"author":3,"featured_media":454,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[30],"tags":[],"class_list":["post-2135","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fida-regulation"],"_links":{"self":[{"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/posts\/2135","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/comments?post=2135"}],"version-history":[{"count":2,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/posts\/2135\/revisions"}],"predecessor-version":[{"id":2137,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/posts\/2135\/revisions\/2137"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/media\/454"}],"wp:attachment":[{"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/media?parent=2135"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/categories?post=2135"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fida.bipro.net\/en\/wp-json\/wp\/v2\/tags?post=2135"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}FiDA: Data access<\/b><\/h2>\n