{"id":338,"date":"2024-05-12T23:58:36","date_gmt":"2024-05-12T21:58:36","guid":{"rendered":"https:\/\/fida.bipro.net\/?p=338"},"modified":"2025-11-18T15:07:14","modified_gmt":"2025-11-18T14:07:14","slug":"wer-ist-von-fida-betroffen","status":"publish","type":"post","link":"https:\/\/fida.bipro.net\/de\/wer-ist-von-fida-betroffen\/","title":{"rendered":"Wer ist von FiDA betroffen?"},"content":{"rendered":"

[et_pb_section fb_built=“1″ admin_label=“Features“ _builder_version=“4.23.1″ custom_padding=“|0||0px|false|false“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_row _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_column type=“4_4″ _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_text _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“]<\/p>\n

Kunde<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=“1_4,3_4″ _builder_version=“4.23.1″ _module_preset=“default“ width=“100%“ custom_margin=“0px|0px|0px|0px|false|false“ custom_padding=“0px|0px|0px|0px|false|false“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_column type=“1_4″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_image src=“https:\/\/fida.bipro.net\/wp-content\/uploads\/2023\/10\/Wer-ist-von-FiDA-betroffen.png“ alt=“Wer ist von FiDA betroffen“ title_text=“Wer ist von FiDA betroffen“ align=“center“ _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][\/et_pb_image][\/et_pb_column][et_pb_column type=“3_4″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_text _builder_version=“4.25.1″ _module_preset=“default“ hover_enabled=“0″ global_colors_info=“{}“ theme_builder_area=“post_content“ sticky_enabled=“0″]<\/p>\n

Als \u201eKunde<\/strong>\u201c gelten nat\u00fcrliche oder juristische Personen, die Finanzprodukte und -dienstleistungen in Anspruch nehmen.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_column type=“4_4″ _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_text _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“]<\/p>\n

Dateninhaber<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=“1_4,3_4″ _builder_version=“4.23.1″ _module_preset=“default“ width=“100%“ custom_margin=“0px|0px|0px|0px|false|false“ custom_padding=“0px|0px|0px|0px|false|false“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_column type=“1_4″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_image src=“https:\/\/fida.bipro.net\/wp-content\/uploads\/2023\/10\/Wer-ist-von-FiDA-betroffen-2.png“ alt=“Was ist FIDA“ title_text=“Wer ist von FiDA betroffen 2″ align=“center“ _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][\/et_pb_image][\/et_pb_column][et_pb_column type=“3_4″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_text _builder_version=“4.25.1″ _module_preset=“default“ hover_enabled=“0″ global_colors_info=“{}“ theme_builder_area=“post_content“ sticky_enabled=“0″]<\/p>\n

Als \u201eDateninhaber<\/strong>\u201c wird ein Finanzinstitut<\/strong> bezeichnet, das die Kundendaten eines Kunden im Rahmen der direkten Beziehung zu diesem Kunden erhebt, speichert oder anderweitig verarbeitet.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=“4.25.1″ _module_preset=“default“ hover_enabled=“0″ global_colors_info=“{}“ theme_builder_area=“post_content“ sticky_enabled=“0″]<\/p>\n

* Vermittler werden erst ab einer bestimmten Gr\u00f6\u00dfe (250 Mitarbeiter und 50 Millionen Umsatz) zu Dateninhabern.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_column type=“4_4″ _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_text _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“]<\/p>\n

Datennutzer<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=“1_4,3_4″ _builder_version=“4.23.1″ _module_preset=“default“ width=“100%“ custom_margin=“0px|0px|0px|0px|false|false“ custom_padding=“0px|0px|0px|0px|false|false“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_column type=“1_4″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_image src=“https:\/\/fida.bipro.net\/wp-content\/uploads\/2023\/10\/Wer-ist-von-FiDA-betroffen-2.png“ alt=“Was ist FIDA“ title_text=“Wer ist von FiDA betroffen 2″ align=“center“ _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][\/et_pb_image][\/et_pb_column][et_pb_column type=“3_4″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_text _builder_version=“4.25.1″ _module_preset=“default“ hover_enabled=“0″ global_colors_info=“{}“ theme_builder_area=“post_content“ sticky_enabled=“0″]<\/p>\n

Als \u201eDatennutzer<\/strong>\u201c werden Finanzinstitute<\/strong> und Finanzinformationsdienstleister<\/em> i. S. v. FIDA bezeichnet, die nach Einwilligung des Kunden rechtm\u00e4\u00dfigen Zugang zu dessen Kundendaten erhalten.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_column type=“4_4″ _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_text _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“]<\/p>\n

Finanzinstitute<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=“1_4,3_4″ _builder_version=“4.23.1″ _module_preset=“default“ width=“100%“ custom_margin=“0px|0px|0px|0px|false|false“ custom_padding=“0px|0px|0px|0px|false|false“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_column type=“1_4″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_image src=“https:\/\/fida.bipro.net\/wp-content\/uploads\/2023\/10\/Wer-ist-von-FiDA-betroffen-2.png“ alt=“Was ist FIDA“ title_text=“Wer ist von FiDA betroffen 2″ align=“center“ _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][\/et_pb_image][\/et_pb_column][et_pb_column type=“3_4″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_text _builder_version=“4.25.1″ _module_preset=“default“ hover_enabled=“0″ global_colors_info=“{}“ theme_builder_area=“post_content“ sticky_enabled=“0″]<\/p>\n

\u201eFinanzinstitute<\/strong>\u201c im Sinne von FIDA, die entweder Dateninhaber oder Datennutzer oder beides sind<\/strong>.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=“1_2,1_2″ _builder_version=“4.23.1″ _module_preset=“default“ width=“100%“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_column type=“1_2″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_blurb title=“Versicherungsspezifisch“ use_icon=“on“ font_icon=“||divi||400″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“]<\/p>\n

    \n
  • Versicherungs- und R\u00fcckversicherungsunternehmen<\/li>\n
  • Versicherungsvermittler und Versicherungsvermittler in Nebent\u00e4tigkeit<\/li>\n
  • Einrichtungen der betrieblichen Altersversorgung<\/li>\n<\/ul>\n

    [\/et_pb_blurb][\/et_pb_column][et_pb_column type=“1_2″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_blurb title=“Nicht-versicherungsspezifisch“ use_icon=“on“ font_icon=“||divi||400″ icon_color=“#E02B20″ _builder_version=“4.23.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“]<\/p>\n

    Kreditinstitute, Zahlungsinstitute, E-Geld-Institute, Wertpapierfirmen, Krypto-Asset-Dienstleister, Emittenten wertreferenzierter Token, Verwalter alternativer Investmentfonds, Verwaltungsgesellschaften f\u00fcr gemeinsame Anlagen in \u00fcbertragbaren Wertpapieren, Ratingagenturen, Crowdfunding-Dienstleister, PEPP-Anbieter<\/p>\n

     <\/p>\n

    [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_column type=“4_4″ _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_text _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“]<\/p>\n

    Finanzinformationsdienstleister<\/i><\/h2>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=“1_4,3_4″ _builder_version=“4.23.1″ _module_preset=“default“ width=“100%“ custom_margin=“0px|0px|0px|0px|false|false“ custom_padding=“0px|0px|0px|0px|false|false“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_column type=“1_4″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_image src=“https:\/\/fida.bipro.net\/wp-content\/uploads\/2023\/10\/Wer-ist-von-FiDA-betroffen-2.png“ alt=“Was ist FIDA“ title_text=“Wer ist von FiDA betroffen 2″ align=“center“ _builder_version=“4.25.1″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][\/et_pb_image][\/et_pb_column][et_pb_column type=“3_4″ _builder_version=“4.22.2″ _module_preset=“default“ global_colors_info=“{}“ theme_builder_area=“post_content“][et_pb_text _builder_version=“4.25.1″ _module_preset=“default“ hover_enabled=“0″ global_colors_info=“{}“ theme_builder_area=“post_content“ sticky_enabled=“0″]<\/p>\n

    Ein \u201eFinanzinformationsdienstleister<\/em>\u201c (FISP) ist ein Datennutzer<\/strong>, der gem\u00e4\u00df FIDA zum Zwecke der Erbringung von Finanzinformationsdienstleistungen berechtigt ist, auf die Kundendaten zuzugreifen.<\/p>\n

      \n
    • Finanzinformationsdienstleister sind keine Finanzinstitute.<\/li>\n<\/ul>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

      KundeAls \u201eKunde\u201c gelten nat\u00fcrliche oder juristische Personen, die Finanzprodukte und -dienstleistungen in Anspruch nehmen.DateninhaberAls \u201eDateninhaber\u201c wird ein Finanzinstitut bezeichnet, das die Kundendaten eines Kunden im Rahmen der direkten Beziehung zu diesem Kunden erhebt, speichert oder anderweitig verarbeitet.* Vermittler werden erst ab einer bestimmten Gr\u00f6\u00dfe (250 Mitarbeiter und 50 Millionen Umsatz) zu Dateninhabern.DatennutzerAls \u201eDatennutzer\u201c werden Finanzinstitute […]<\/p>\n","protected":false},"author":3,"featured_media":1424,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"795","footnotes":""},"categories":[14],"tags":[],"class_list":["post-338","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fida-verordnung"],"_links":{"self":[{"href":"https:\/\/fida.bipro.net\/de\/wp-json\/wp\/v2\/posts\/338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fida.bipro.net\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fida.bipro.net\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fida.bipro.net\/de\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/fida.bipro.net\/de\/wp-json\/wp\/v2\/comments?post=338"}],"version-history":[{"count":34,"href":"https:\/\/fida.bipro.net\/de\/wp-json\/wp\/v2\/posts\/338\/revisions"}],"predecessor-version":[{"id":7608,"href":"https:\/\/fida.bipro.net\/de\/wp-json\/wp\/v2\/posts\/338\/revisions\/7608"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fida.bipro.net\/de\/wp-json\/wp\/v2\/media\/1424"}],"wp:attachment":[{"href":"https:\/\/fida.bipro.net\/de\/wp-json\/wp\/v2\/media?parent=338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fida.bipro.net\/de\/wp-json\/wp\/v2\/categories?post=338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fida.bipro.net\/de\/wp-json\/wp\/v2\/tags?post=338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}